In a world of high-pressure sales tactics, we believe in an old-fashioned idea: treat people right and they will remember.
We very much want you to apply for an auto loan with our family of companies, but we want you to get the best deal possible -- and if that means taking some time (and taking the advice offered throughout this site) then that's fine, too.
We encourage you to read our step-by-step car loan checklist. The information contained in that checklist comes from official government documents, top-ranked automotive Web sites and insiders with years of experience in the auto industry.
Bottom line: there are two ways to look at the bad credit auto loan industry. The first is that it's full of predatory lenders ripping people off. The second is that it provides a valuable service for people with bad credit, and that when all is said and done, the difference between a car loan at a prime rate and a car loan at a subprime rate is generally between $1 and a $1.40 per day.
If a buck or so a day doesn't sound like a deal-breaker, then apply now. We've been in business for 20 years, we're in good standing
with the Better Business Bureau and
we protect your information
with state-of-the-art
computer
security.
If you'd rather
apply by
phone, call
1-800-Auto-loan
Step One:
Find out everything about your credit score and what you can do about it.
Step Two:
Build positive momentum on your credit.
Step Three:
Stability, stability, stability.
Step Four:
Start researching dealerships and know how the game is played.
Step Five:
Know where the bank is comfortable -- and start researching those cars.
Step Six:
Things to know about all the online car loan outfits out there.
Step Seven:
Downpayments and gap insurance.